Accident coverage
May help with eligible costs related to unexpected injuries.
- Broken bones and wounds
- Diagnostic imaging
- Emergency treatment
- Eligible surgery
Pet insurance guidance
They protect us.We protect them.
Explore coverage that can help with eligible veterinary expenses when accidents or illnesses interrupt the life you share with your pet.
Coverage overview
Protection for unexpected veterinary care.
Pet insurance products vary by carrier. The following categories are general examples—not a promise that a particular condition, service, or expense will be covered.
Illness coverage
May help with eligible treatment for covered illnesses after applicable waiting periods.
- Diagnostics and testing
- Prescription medication
- Specialist care
- Hospitalization
Optional wellness
Some carriers offer separate preventive-care benefits or riders.
- Routine exams
- Vaccinations
- Preventive testing
- Other listed benefits
Important: Pre-existing conditions are commonly excluded. Waiting periods, reimbursement percentages, deductibles, annual limits, age restrictions, covered treatments, and exclusions vary by carrier and policy. Review the actual policy documents before purchasing.
Pet insurance questions
When should I consider purchasing pet insurance?
Many owners explore coverage while a pet is young and healthy because conditions that arise before enrollment may be considered pre-existing. Eligibility and rules vary by carrier.
Can I use my current veterinarian?
Many reimbursement-based pet policies allow visits to licensed veterinarians, but networks, eligible providers, claim rules, and emergency-care provisions depend on the policy.
Does pet insurance pay the veterinarian directly?
Some policies reimburse the owner after a claim, while certain programs may offer other payment arrangements. Confirm the process before purchasing coverage.
Are routine visits automatically included?
Not necessarily. Accident-and-illness policies often treat routine or preventive care separately. Optional wellness benefits may be available for an additional cost.
Give every member of the family thoughtful protection.
Tell Veronica about your pet and the type of protection you want to explore.
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